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Introduction
The materials contained in this web site are provided by Organize Your World, LLC ("OYW") as a service to it's customers and may be used for informational purposes only. By accessing, browsing, and/or using this web site, you acknowledge that you have read, understood, and agree to be bound by these terms and to comply with all applicable laws and regulations. If you do not agree to these terms, do not use this site or download any materials from it.

Trademarks
Organize Your World, Organize Your World.com,  FileWISE, LifeFile, and EstateFile, are trademarks or registered trademarks of Organize Your World, LLC and its subsidiaries. All other trademarks are the property of their respective owners. The absence of a trademark from this list does not constitute a waiver of OYW's (or other company's) trademark or intellectual property rights concerning that trademark. Other product and company names mentioned in this web site may be the trademarks of their respective owners. Nothing in this web site should be construed as granting, by implication, or otherwise, any license or right to use any OYW trademark or the trademarks of any other company listed on this web site, without the written permission of the trademark's rightful owner(s).

Use Restrictions
Materials contained in this web site are copyrighted and are protected by worldwide copyright laws and treaty provisions. Except as otherwise stated herein, none of the material contained in this web site may be copied, reproduced, distributed, republished, downloaded, displayed, posted, or transmitted in any form or by any means without the prior written permission of OYW. Permission is granted to display, copy, distribute and download the materials on this web site for personal, informational, or non-commercial use only, provided that you do not modify the materials, and that you retain all copyright and other proprietary notices contained in the materials. This permission terminates automatically if you breach any of these terms or conditions. Upon termination, you must immediately destroy any downloaded or printed materials.

Software
Any software that is made available for downloading from this web site ("Software") is the copyrighted work of OYW and/or its suppliers. Use of the Software is governed by the use of the terms of the end user license agreement, if any, which accompanies or is included with the Software ("License Agreement"). An end user may not install any Software that is accompanied by or includes a License Agreement unless the end user first agrees to the terms of the License Agreement. Any Software made available for downloading is solely intended for use by end users in accordance with the License Agreement. Any reproduction or redistribution of the Software not in accordance with the License Agreement is expressly prohibited by law. Violators will be prosecuted to the maximum extent possible. The Software is warranted, if at all, only according to the terms of the License Agreement.

Warranties and Restrictions
THE INFORMATION AND MATERIALS ON THIS SITE ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND. OYW DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDED BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. OYW DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE, VALIDITY, ACCURACY OR RELIABILITY OF, OR THE RESULTS OF THE USE OF , OR OTHERWISE RESPECTING, THE MATERIALS ON THIS SITE. THE ENTIRE RISK ARISING OUT OF USE OF THIS SITE REMAINS WITH THE USER.

IN NO EVENT SHALL OYW BE LIABLE FOR ANY DAMAGES WHATSOEVER, INCLUDING, WITHOUT LIMITATION, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR INDIRECT DAMAGES FOR LOSS OF BUSINESS PROFITS, BUSINESS INTERRUPTION, LOSS OF BUSINESS INFORMATION OR ANY OTHER PECUNIARY LOSS, ARISING OUT OF THE USE OF OR INABILITY TO USE THE MATERIALS ON THIS SITE, EVEN IF OYW HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL DAMAGES, SO THE ABOVE EXCLUSIONS OR LIMITATION MAY NOT APPLY TO YOU.

OYW does not warrant the accuracy or completeness of the information, text, graphics, or other items contained within these materials. OYW may make changes to these materials, or to the products described therein, at any time without notice. OYW makes no commitment to update these materials.

Any material, information, or idea that you transmit to or post on this web site will be treated as non-confidential and non-proprietary and may be disseminated or used by OYW or its affiliates for any purpose whatsoever, including, but not limited to developing, manufacturing, or marketing products.

Third Parties
This web site may contain links which allow you to leave OYW's (or the Organized Your World.com) web site. Any such linked sites are not under the control of OYW, and OYW is not responsible for the contents of any linked site or any link contained in a linked site. OYW is providing these links to you only as a convenience and the inclusion of any link does not imply endorsement by OYW of the linked site, unless otherwise noted at this site. OYW will, from time to time, review and recommend particular products and services, but these reviews express the opinions of OYW and should not  be construed as endorsements or warranties for the products reviewed.

Mention of third-party products and companies on this web site is for informational purposes only and constitutes neither and endorsement or recommendation. OYW assumes no responsibility with regard to the selection, suitability, performance or use of these products, services, or companies. There are dangers inherent in the use of any software found on the Internet and OYW assumes no responsibility with regard to the performance or use of these products. It is up to you to take precautions to insure that whatever you select for your use is free of viruses and other items of a destructive nature.

Information published on this web site may contain references or cross-references to products, programs and services that are not announced or available in your country. Such references do not imply that OYW intends to announce such programs, products, or services in your country.

Questions and comments regarding this notice can be forwarded via e-mail to info@organizeyourworld.com
or through regular US mail to Organize Your World, LLC / 15 Commerce Boulevard / Suite 309 / Succasunna, NJ 07876 / USA

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